Commercial insurance, arranged properly and supported at claim time.
Peri Risk is a director-led general insurance agency in Petaling Jaya. We review your exposure, obtain quotations from the six insurers our agency group represents, and manage your claim through to settlement. Our consultants also work on site with your team, at no extra cost.
Every major commercial class, handled by one team.
Our agency group holds appointments with six insurers, and your risk can be quoted by any of them. We handle placements of every size, from a single shoplot fire policy to landmark infrastructure.
Property & Fire
Fire and Industrial All Risks, with the tariff rate and each insurer's detariff adjustment shown side by side, and occupancy classifications checked line by line. An incorrect occupancy rating is one of the most common reasons a fire claim is reduced at adjustment.
Engineering & Construction
Contractors' All Risks, Erection All Risks and Workmen's Compensation for contractors, telcos and infrastructure works, structured around the conditions of your contract.
Liability & Professional Lines
Public and product liability, professional indemnity and specialty E&O. Where local markets decline a risk, such as certain media productions, we place it with international specialist markets.
Marine Cargo & Logistics
Cargo, warehousemen's legal liability and freight forwarders' liability. Cover can usually be arranged the same day when a contract deadline requires it.
Employee Benefits
Group medical, term life and personal accident programmes, with claims experience analysed plan by plan so that renewal terms are negotiated on your own data.
Infrastructure & Specialty
Landmark structures, renewables, machinery breakdown loss of profits, trade credit and bespoke schemes, with cover reviewed against your financing and sukuk covenants.
AI-Ready Data Centre, Johor
Erection All Risks and Workmen's Compensation for the MEP fit-out of a 48MW liquid-cooled data centre in Iskandar Puteri, under a RM 858 million FIDIC design-build contract. Terms were compared across insurers, and cover was confirmed within ten days of the Letter of Acceptance, as the contract required before work could start.
Kuala Terengganu Drawbridge
Specialist engineering placement for one of Malaysia's best-known landmark structures, the bascule bridge across the Terengganu river mouth.
Group Employer, 726 Lives
Group medical, term life and personal accident across 24 entities, restructured at renewal on the strength of plan-by-plan claims analysis.
Send us the risk
New placement or renewal. Send the tender specification, financing covenant or contract clause that raised the question.
Written review
Sums insured, occupancy rating, warranties and exclusions are checked against your actual exposure, and any gaps are set out in writing.
Quotations compared
Quotations are obtained from the insurers our group represents and presented side by side in a standard format.
Cover confirmed
Cover is confirmed as soon as terms are agreed. We check the policy documents before they are issued to you.
When a loss occurs
We prepare the claim, liaise with the adjuster and follow up with the insurer until settlement.
Insure with us, and our consultants work alongside your team at no extra cost.
Clients who place their insurance with Peri Risk can call on us for on-site consultancy as part of our service. We sit with your finance, HR, admin or project staff, learn how they work, and build simple tools around your own data: deadline trackers, registers and monthly reports. Because we use modern software and AI to build them, work that would normally be a paid IT project is included with your insurance.
We come to you
We spend time with the people who hold the information your policies depend on, and see how they already work.
Tools that fit your systems
We set up a tracker, register or report that works with what you already use, such as AutoCount, Excel or your HR system. There is no new software for your staff to learn.
Looked after all year
We run and adjust it through the policy year. Reporting deadlines are met, and your cover keeps pace with your business.
Debtor Reporting
We show your accounts team how to export the debtor aging or statement of account from AutoCount or your own system each month. We then track every reporting and default deadline on your behalf.
Employee Benefits Administration
A simple routine with HR for joiners, leavers and plan changes. The member list stays correct, and claims experience is ready for analysis at renewal.
Asset Register and Sums Insured
We work with finance to link the fixed asset register and stock records to your sums insured, so additions and disposals are reflected before a claim exposes the gap.
Fleet Register
One vehicle list, kept with your admin team, that drives renewal notices, road tax dates and changes of driver or use.
Cargo Declarations
A monthly shipment declaration routine with your logistics or purchasing team, covering every consignment under an open cover.
Project Changes
Contract value revisions, extensions of time and new sites are reported as they happen, and the policy is updated while the project is still running.
CONSULTANCY COVERS THE INSURANCE AND RISK SIDE OF YOUR BUSINESS. WIDER IT OR SOFTWARE PROJECTS CAN BE QUOTED SEPARATELY.
Claims managed through to settlement.
When a loss occurs, we manage the claim with you: documentation, adjuster meetings, and appeals where a decision is disputed. Where necessary, we escalate through the insurer's internal review, BNMLINK and the Ombudsman for Financial Services.
Interim payment secured while adjustment was still in progress, keeping the client's operations funded. Salvage was put out to competitive tender rather than sold at scrap value.
Declined claims reopened on the strength of clinical records, policy wording and PIAM circular criteria, including pre-existing condition waivers confirmed in writing by the insurer.
Open construction and liability claims are tracked across insurers, with written status updates at each stage.
FROM FILES HANDLED BY PERI RISK. CLIENT DETAILS WITHHELD.
A small firm, led by its director.
Peri Risk is intentionally small. Every client is known personally to the people handling the account.
Director-led
The director who reviews your risk and agrees your terms remains involved when you claim, so you never have to brief someone new.
Renewals handled in advance
Renewal notices go out well before expiry, with any change in terms explained.
Advice in writing
If your occupancy rating or sum insured is incorrect, we tell you in writing before a claim arises, even when it complicates the sale.
Risk services, from design stage to renewal.
These services, including trade credit monitoring, are part of our agency service to existing clients, at no charge. Preventing a loss serves everyone better than claiming for it, and documented improvements support better terms at renewal.
Pre-Construction Insurance Consulting
Involve us at the design stage. Layout, construction materials, fire compartmentation, occupancy and protection systems all affect insurability and premium, and decisions made on paper can lower the fire rate for the life of the building.
Drone Building Inspection
Our own drones survey roofs, façades and high-level plant without scaffolding or shutdown. Defects are documented so they can be corrected before they lead to a claim.
Thermographic Survey
Infrared scanning of switchboards and electrical installations identifies overheating joints and loose connections, a leading cause of factory fires, before they fail.
Risk Survey
A physical assessment of exposure, occupancy, housekeeping and protection systems, delivered as a written report that you can act on and underwriters can rate against.
Improvement Recommendations
A prioritised action list drawn from the survey and inspections. Completed improvements are documented and presented to insurers at renewal.
Sum Insured Review
Declared values are compared with your financial statements and set out in a report for your sign-off. Any underinsurance shows up before a claim.
Trade Credit Monitoring
Trade credit claims are often lost on a missed reporting deadline. We review your debtor aging each month, track the overdue and default deadlines for each buyer, and send you a monthly report.
"Most claim disputes trace back to how the policy was arranged. We take care to get that right from the start."
CK Go holds a degree in Risk Management and Insurance from the University of Georgia's Terry College of Business in the United States, and personally leads every major placement.
Peri Risk has served Malaysian commercial clients for over two decades across manufacturing, construction, logistics, telecommunications and infrastructure, including the Kuala Terengganu Drawbridge and the MEP fit-out of a 48MW AI-ready data centre in Johor. Through our agency group, clients have access to Tokio Marine, Allianz, Generali, Etiqa, RHB Insurance and Great Eastern.
Send us your enquiry, or your current policy for review.
We review existing policies at no charge. If we find gaps, we explain them and you decide what to do.
Leisure Commerce Square,
No. 9, Jalan PJS 8/9,
46000 Petaling Jaya, Selangor Registration Peri Risk Sdn. Bhd. (1132795-A)